Practice Area
Bankruptcy
When debt overwhelms you, bankruptcy can provide a fresh start. Steven A. Alexander represents individuals and small businesses in Chapter 7 Bankruptcy in Orange, Los Angeles, Riverside, San Bernardino, San Diego and Fresno Counties.
Chapter 7 vs. Chapter 13
Chapter 7 liquidates non-exempt assets to pay creditors; many filers keep their home and car under California exemptions. Chapter 13 reorganizes debt into a 3–5 year plan.
The Automatic Stay
Filing bankruptcy triggers an Automatic Stay that stops most collection actions, lawsuits, foreclosures, and wage garnishment.
Authority & Resources
Frequently Asked Questions
Will I lose my house if I file bankruptcy?
It all depends on your equity and exemptions. California has generous homestead and other exemptions. We offer a no obligation consultation to review your situation.
How much does bankruptcy cost?
Attorney fees depend on chapter and complexity. Court filing fees are separate. We offer payment plans.
Overwhelmed by Debt?
Contact us for a consultation. We can explain your options and whether bankruptcy is right tool for you.
Schedule Consultation